The best Multi-Asset ETFs

How to invest in multi-asset ETFs

0.18% p.a. - 0.70% p.a.
annual total expense ratio (TER) of multi-asset ETFs
on portfolio strategies, which are tracked by ETFs
on portfolio strategies
 
The best indices for multi-asset ETFs

How do I invest in multi-asset ETFs?

With multi-asset ETFs, you can invest in exchange-traded funds that cover several ETFs and, usually, multiple asset classes at once. Such asset classes are, for example, equities, bonds, commodities or precious metals. Accordingly, multi-asset ETFs allow you to invest in several markets at once with just one ETF savings plan or a single order, thereby reducing your investment risk by diversification.

Some multi-asset ETFs modify their strategic asset allocation on a regular basis, while others follow a long-term Buy and Hold approach. So it is worth comparing. Currently, there are 32 multi-asset-ETFs available.
 

Xtrackers Portfolio performance

1 month: 2.19%
1 year: 12.87%
3 years: 14.44%
5 years: 26.69%
 

Multi-Asset ETFs in comparison

The most important factors at a glance

When choosing a multi-asset ETF one should consider several other factors in addition to the methodology of the underlying index and performance of an ETF. For better comparison, you will find a list of all multi-asset ETFs with details on size, cost, age, income, domicile and replication method ranked by fund size.

Compare all multi-asset ETFs in detail
Compare all multi-asset ETFs in a chart

Provider
ISIN
  Fund size
in m EUR
TER
in %
Use of profits Fund domicile Replication method
SPDR Morningstar Multi-Asset Global Infrastructure UCITS ETFIE00BQWJFQ70 1,347 0.40% p.a. Distributing Ireland Optimized sampling
Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) AccumulatingIE00BMVB5R75 642 0.25% p.a. Accumulating Ireland Full replication
Xtrackers Portfolio UCITS ETF 1CLU0397221945 622 0.70% p.a. Accumulating Luxembourg Full replication
Vanguard LifeStrategy 60% Equity UCITS ETF AccumulatingIE00BMVB5P51 484 0.25% p.a. Accumulating Ireland Full replication
Amundi Multi-Asset Portfolio UCITS ETF DistDE000ETF7011 201 0.42% p.a. Distributing Germany Full replication
Vanguard LifeStrategy 40% Equity UCITS ETF AccumulatingIE00BMVB5M21 149 0.25% p.a. Accumulating Ireland Full replication
Vanguard LifeStrategy 20% Equity UCITS ETF AccumulatingIE00BMVB5K07 69 0.25% p.a. Accumulating Ireland Full replication
iShares World Equity Enhanced Active UCITS ETF USD (Acc)IE000D8XC064 69 0.30% p.a. Accumulating Ireland Full replication
iShares US Equity Enhanced Active UCITS ETF USD (Acc)IE0009VWHAE6 65 0.20% p.a. Accumulating Ireland Full replication
Xtrackers Portfolio Income UCITS ETF 1DIE00B3Y8D011 64 0.65% p.a. Distributing Ireland Full replication
Vanguard LifeStrategy 60% Equity UCITS ETF DistributingIE00BMVB5Q68 64 0.25% p.a. Distributing Ireland Full replication
iShares Emerging Markets Equity Enhanced Active UCITS ETF USD (Acc)IE000OVF8Q66 63 0.30% p.a. Accumulating Ireland Full replication
Vanguard LifeStrategy 80% Equity UCITS ETF DistributingIE00BMVB5S82 55 0.25% p.a. Distributing Ireland Full replication
iShares Growth Portfolio UCITS ETF EUR (Acc)IE00BLLZQ805 54 0.25% p.a. Accumulating Ireland Full replication
VanEck Multi-Asset Balanced Allocation UCITS ETFNL0009272772 35 0.30% p.a. Distributing Netherlands Optimized sampling
Amundi Multi-Asset Portfolio Defensive UCITS ETF DistDE000ETF7029 30 0.38% p.a. Distributing Germany Full replication
VanEck Multi-Asset Growth Allocation UCITS ETFNL0009272780 29 0.32% p.a. Distributing Netherlands Optimized sampling
Vanguard LifeStrategy 40% Equity UCITS ETF DistributingIE00BMVB5N38 28 0.25% p.a. Distributing Ireland Full replication
iShares Moderate Portfolio UCITS ETF EUR (Acc)IE00BLLZQS08 27 0.25% p.a. Accumulating Ireland Full replication
Amundi Multi-Asset Portfolio Offensive UCITS ETF DistDE000ETF7037 25 0.49% p.a. Distributing Germany Full replication
WisdomTree US Efficient Core UCITS ETF USD Unhedged AccIE000KF370H3 24 0.20% p.a. Accumulating Ireland Optimized sampling
VanEck Multi-Asset Conservative Allocation UCITS ETFNL0009272764 21 0.28% p.a. Distributing Netherlands Optimized sampling
Goshawk Global Balanced UCITS ETF AccumulatingIE00BL643144 18 0.69% p.a. Accumulating Ireland Full replication
WisdomTree Global Efficient Core UCITS ETF USD Unhedged AccIE00077IIPQ8 17 0.25% p.a. Accumulating Ireland Optimized sampling
iShares Conservative Portfolio UCITS ETF EUR (Acc)IE00BLP53M98 14 0.25% p.a. Accumulating Ireland Full replication
iShares Europe Equity Enhanced Active UCITS ETF EUR (Acc)IE00000EF730 13 0.25% p.a. Accumulating Ireland Full replication
iShares Asia ex Japan Equity Enhanced Active UCITS ETF USD (Acc)IE000D5R9C23 13 0.30% p.a. Accumulating Ireland Full replication
Vanguard LifeStrategy 20% Equity UCITS ETF DistributingIE00BMVB5L14 12 0.25% p.a. Distributing Ireland Full replication
Amundi Lifecycle 2039 UCITS ETF AccLU2872292243 5 0.18% p.a. Accumulating Luxembourg Optimized sampling
Amundi Lifecycle 2036 UCITS ETF AccLU2872292169 5 0.18% p.a. Accumulating Luxembourg Optimized sampling
Amundi Lifecycle 2033 UCITS ETF AccLU2872292086 5 0.18% p.a. Accumulating Luxembourg Optimized sampling
Amundi Lifecycle 2030 UCITS ETF AccLU2872291948 5 0.18% p.a. Accumulating Luxembourg Optimized sampling

Source: justETF.com; As of 20.02.25

 

Return comparison of all multi-asset ETFs

The table shows the returns of all multi-asset ETFs in comparison. All return figures are including dividends as of month end. Besides the return the reference date on which you conduct the comparison is important. In order to find the best ETFs, you can also perform a chart comparison.

ETF   1 month
in %
3 months
in %
6 months
in %
1 year
in %
3 years
in %
WisdomTree US Efficient Core UCITS ETF USD Unhedged Acc 2.86% 10.70% 13.36% 27.60% -
Vanguard LifeStrategy 80% Equity UCITS ETF Distributing 2.38% 7.30% 9.29% 20.58% 26.78%
Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating 2.38% 7.32% 9.29% 20.57% 26.78%
iShares Growth Portfolio UCITS ETF EUR (Acc) 2.77% 6.66% 8.46% 18.89% 15.57%
Goshawk Global Balanced UCITS ETF Accumulating 3.85% 7.66% 6.01% 18.44% 15.07%
Amundi Multi-Asset Portfolio Offensive UCITS ETF Dist 3.77% 7.39% 8.17% 16.57% 21.10%
Vanguard LifeStrategy 60% Equity UCITS ETF Accumulating 1.88% 5.44% 6.96% 15.45% 16.48%
Vanguard LifeStrategy 60% Equity UCITS ETF Distributing 1.84% 5.42% 6.92% 15.42% 16.49%
VanEck Multi-Asset Growth Allocation UCITS ETF 2.63% 5.39% 6.36% 13.72% 15.49%
Amundi Multi-Asset Portfolio UCITS ETF Dist 3.49% 5.71% 6.55% 13.49% 13.63%
Amundi Multi-Asset Portfolio Defensive UCITS ETF Dist 2.85% 4.21% 6.53% 13.07% 13.09%
Xtrackers Portfolio UCITS ETF 1C 1.65% 4.58% 5.24% 12.53% 10.94%
VanEck Multi-Asset Balanced Allocation UCITS ETF 2.12% 4.17% 5.29% 11.68% 9.85%
iShares Moderate Portfolio UCITS ETF EUR (Acc) 1.67% 3.93% 5.19% 11.15% 6.48%
Vanguard LifeStrategy 40% Equity UCITS ETF Distributing 1.34% 3.59% 4.67% 10.49% 6.94%
Vanguard LifeStrategy 40% Equity UCITS ETF Accumulating 1.32% 3.58% 4.65% 10.48% 6.94%
SPDR Morningstar Multi-Asset Global Infrastructure UCITS ETF 0.78% 2.57% 3.93% 9.90% 7.25%
Xtrackers Portfolio Income UCITS ETF 1D 0.96% 2.70% 3.87% 8.40% 5.20%
VanEck Multi-Asset Conservative Allocation UCITS ETF 1.31% 2.97% 3.84% 7.52% 4.15%
Vanguard LifeStrategy 20% Equity UCITS ETF Distributing 0.77% 1.80% 2.40% 5.77% -1.94%
Vanguard LifeStrategy 20% Equity UCITS ETF Accumulating 0.82% 1.78% 2.41% 5.75% -1.95%
iShares Conservative Portfolio UCITS ETF EUR (Acc) 0.60% 1.41% 2.03% 4.37% -3.09%
Amundi Lifecycle 2030 UCITS ETF Acc - - - - -
Amundi Lifecycle 2033 UCITS ETF Acc - - - - -
Amundi Lifecycle 2036 UCITS ETF Acc - - - - -
Amundi Lifecycle 2039 UCITS ETF Acc - - - - -
iShares Asia ex Japan Equity Enhanced Active UCITS ETF USD (Acc) 0.61% 2.48% 7.13% - -
iShares Emerging Markets Equity Enhanced Active UCITS ETF USD (Acc) 1.66% 2.51% 6.05% - -
iShares Europe Equity Enhanced Active UCITS ETF EUR (Acc) 6.02% 6.67% 4.35% - -
iShares US Equity Enhanced Active UCITS ETF USD (Acc) 3.06% 11.36% 14.93% - -
iShares World Equity Enhanced Active UCITS ETF USD (Acc) 3.54% 10.50% 12.15% - -
WisdomTree Global Efficient Core UCITS ETF USD Unhedged Acc 3.41% - - - -
ETF   2025
in %
2024
in %
2023
in %
2022
in %
2021
in %
iShares Europe Equity Enhanced Active UCITS ETF EUR (Acc) 6.24% - - - -
WisdomTree Global Efficient Core UCITS ETF USD Unhedged Acc 4.14% - - - -
Goshawk Global Balanced UCITS ETF Accumulating 3.85% 14.46% 20.71% -27.23% 29.57%
iShares World Equity Enhanced Active UCITS ETF USD (Acc) 3.75% - - - -
Amundi Multi-Asset Portfolio Offensive UCITS ETF Dist 3.28% 13.40% 13.46% -12.26% 19.73%
iShares US Equity Enhanced Active UCITS ETF USD (Acc) 3.06% - - - -
iShares Growth Portfolio UCITS ETF EUR (Acc) 2.77% 17.06% 11.83% -18.38% 17.80%
Amundi Multi-Asset Portfolio UCITS ETF Dist 2.68% 10.60% 8.03% -10.20% 16.55%
VanEck Multi-Asset Growth Allocation UCITS ETF 2.63% 12.09% 11.85% -12.20% 19.65%
Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating 2.63% 19.85% 15.11% -13.01% 20.75%
Vanguard LifeStrategy 80% Equity UCITS ETF Distributing 2.59% 19.88% 15.10% -13.02% 20.74%
Amundi Multi-Asset Portfolio Defensive UCITS ETF Dist 2.49% 10.43% 8.99% -10.49% 7.98%
Xtrackers Portfolio UCITS ETF 1C 2.27% 11.44% 11.29% -14.08% 14.52%
VanEck Multi-Asset Balanced Allocation UCITS ETF 2.12% 9.98% 10.67% -13.34% 13.59%
iShares Moderate Portfolio UCITS ETF EUR (Acc) 2.01% 9.93% 8.80% -15.82% 11.65%
Vanguard LifeStrategy 60% Equity UCITS ETF Distributing 1.98% 14.71% 12.50% -13.88% 14.33%
Vanguard LifeStrategy 60% Equity UCITS ETF Accumulating 1.91% 14.71% 12.46% -13.86% 14.34%
iShares Emerging Markets Equity Enhanced Active UCITS ETF USD (Acc) 1.66% - - - -
Vanguard LifeStrategy 40% Equity UCITS ETF Distributing 1.42% 9.81% 9.83% -14.72% 8.29%
Vanguard LifeStrategy 40% Equity UCITS ETF Accumulating 1.36% 9.81% 9.83% -14.71% 8.28%
SPDR Morningstar Multi-Asset Global Infrastructure UCITS ETF 1.35% 9.70% 4.39% -9.35% 15.35%
VanEck Multi-Asset Conservative Allocation UCITS ETF 1.31% 6.47% 10.28% -13.98% 7.53%
iShares Asia ex Japan Equity Enhanced Active UCITS ETF USD (Acc) 1.22% - - - -
Xtrackers Portfolio Income UCITS ETF 1D 1.18% 8.05% 8.01% -12.32% 7.59%
iShares Conservative Portfolio UCITS ETF EUR (Acc) 1.01% 3.96% 5.03% -13.77% 3.11%
Vanguard LifeStrategy 20% Equity UCITS ETF Accumulating 0.82% 5.08% 7.29% -15.68% 2.47%
Vanguard LifeStrategy 20% Equity UCITS ETF Distributing 0.81% 5.10% 7.29% -15.68% 2.49%
WisdomTree US Efficient Core UCITS ETF USD Unhedged Acc -6.70% 28.10% - - -
Amundi Lifecycle 2030 UCITS ETF Acc - - - - -
Amundi Lifecycle 2033 UCITS ETF Acc - - - - -
Amundi Lifecycle 2036 UCITS ETF Acc - - - - -
Amundi Lifecycle 2039 UCITS ETF Acc - - - - -

Source: justETF.com; As of 31.01.25; Calculations in EUR including dividends