The bank you’ll love
Bank, save, and invest in one beautifully simple app trusted by millions.Open free bank account*Valid only for new customers who open a new N26 Metal account from 19/02/2025 onwards. The interest rate for the N26 Instant Savings account corresponds to the current European Central Bank deposit facility rate (2.5% starting on 12/03/2025) and is subject to change by N26 any time. Terms and conditions apply.
For existing customers, N26 Instant Savings account interest rates are based on your main N26 plan: from 12/03/2025 onwards, 0.5% p.a. for Standard and Smart, 0.8% p.a. for You, and 2% p.a. for Metal (before taxes). Please note that rates per plan can be changed by N26 over time.
**These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as Stocks, ETFs and Ready-made funds. These statements also do not constitute an offer to conclude a contract for the purchase or sale of Stocks, ETFs and ready-made funds. Stocks, ETFs and Ready-made funds can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes.
***The market for crypto assets constitutes a high risk. A complete loss of the money spent is possible at any time. N26 Crypto is powered by Bitpanda Asset Management GmbH.