ETF savings plan comparison 02/2026

All fees, promotional offers and providers in the test.

thomas image
 We have analysed the best ETF savings plan offers. Here are the results.
Dr Thomas Letsche, justETF broker expert

Number of brokers: 19

Number of brokers: 19

Broker rating: 5.0 of 5.0
Scalable Capital**

Kosten 30/30

Sparplan-Angebot 30/30

Sparplan-Modalitäten 40/40

Gesamtpunktzahl 100/100

recommended by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 3,043
  • Most free ETF savings plans
  • All savings plans free of charge
  • All ETFs from Amundi, iShares & Xtrackers can be purchased free of charge
Fee for 100 € ETF savings plan

0.00 €

View offer**
Broker rating: 4.6 of 5.0
Consorsbank

Kosten 30/30

Sparplan-Angebot 22/30

Sparplan-Modalitäten 40/40

Gesamtpunktzahl 92/100

tested by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 1,555
  • StarPartner ETFs can be purchased at a reduced fee of 3.95 € and sustainable ETFs even without order fee
  • All ETF savings plans without execution fee (plus standard market spreads and contributions)
  • New customer incentive: 0.95 € per order in the first 12 months
Fee for 100 € ETF savings plan

0.00 €

View offer*
Bitpanda

Anzeige

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Dein Move zahlt sich aus
Broker rating: 4.5 of 5.0
ING

Kosten 30/30

Sparplan-Angebot 22/30

Sparplan-Modalitäten 37/40

Gesamtpunktzahl 89/100

recommended by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 1,229
  • Selected promotional ETPs can be purchased for 0.00 €, 1.90 € or 3.90 €
  • Full range of banking services, including a current account and many other banking services
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.4 of 5.0
flatex

Kosten 30/30

Sparplan-Angebot 26/30

Sparplan-Modalitäten 32/40

Gesamtpunktzahl 88/100

tested by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 1,816
All fees plus standard market spreads, allowances and product costs. Account fee excl. storage fee for Xetra-Gold, ADR's, GDR's.
  • Withdrawal plans available
  • No stock savings plans available1
Investments in securities are associated with risks 1
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.3 of 5.0
Trade Republic

Kosten 30/30

Sparplan-Angebot 30/30

Sparplan-Modalitäten 26/40

Gesamtpunktzahl 86/100

recommended by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 2,636
  • Second most savings plans, all free of charge
  • Debit card with cashback and round-up option
  • Fractional share trading even possible outside of savings plans
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.2 of 5.0
Trading 212

Kosten 30/30

Sparplan-Angebot 26/30

Sparplan-Modalitäten 27/40

Gesamtpunktzahl 83/100

tested by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 2,400
  • Huge selection of savings plans with no order fees
  • No order fees even for normal trades
  • FX fees apply when trading in foreign currencies
Fee for 100 € ETF savings plan

0.00 €

Only directly at the broker
Broker rating: 4.2 of 5.0
finanzen.net zero

Kosten 30/30

Sparplan-Angebot 26/30

Sparplan-Modalitäten 27/40

Gesamtpunktzahl 83/100

tested by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 2,021
  • Both Cryptocurrencies and crypto ETNs can be purchased one-off or savings plan
  • For stocks, fractional share trading is possible outside of savings plans
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.2 of 5.0
Traders Place

Kosten 30/30

Sparplan-Angebot 26/30

Sparplan-Modalitäten 27/40

Gesamtpunktzahl 83/100

tested by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 1,870
  • Free of charge savings plans for ETFs from Amundi, iShares, Vanguard and Xtrackers
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 4.1 of 5.0
Bitpanda

Kosten 30/30

Sparplan-Angebot 30/30

Sparplan-Modalitäten 21/40

Gesamtpunktzahl 81/100

tested by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 2,547
  • Free savings plans: no opening or management fees
  • Extensive product range: broad selection of ETFs, ETCs and stocks
  • No deposit protection for uninvested funds
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 3.9 of 5.0
comdirect bank

Kosten 19/30

Sparplan-Angebot 22/30

Sparplan-Modalitäten 36/40

Gesamtpunktzahl 77/100

tested by justETF
Sparplan-Kosten: 1.50 %
Depotgebühr: 0.00 €
Sparpläne: 2,209
Kostenlose Sparpläne: 602
  • Selected ETFs can be purchased for 0.00 € (one time or via savings plan)
  • Complete range of banking services
Fee for 100 € ETF savings plan

1.50 €

View offer*
Broker rating: 3.5 of 5.0
N26

Kosten 30/30

Sparplan-Angebot 22/30

Sparplan-Modalitäten 18/40

Gesamtpunktzahl 70/100

tested by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 1,688
  • Wide range of banking services
  • 4 different account types available
Fee for 100 € ETF savings plan

0.00 €

Only directly at the broker
Broker rating: 3.5 of 5.0
Smartbroker

Kosten 30/30

Sparplan-Angebot 22/30

Sparplan-Modalitäten 18/40

Gesamtpunktzahl 70/100

tested by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 1,613
  • 0 € fee for one-off orders from 500 € order volume when trading via gettex
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 3.5 of 5.0
S Broker

Kosten 19/30

Sparplan-Angebot 22/30

Sparplan-Modalitäten 29/40

Gesamtpunktzahl 70/100

tested by justETF
Sparplan-Kosten: 1.25 %
Depotgebühr: 0.00 €
Sparpläne: 2,423
Kostenlose Sparpläne: 1,014
  • Selected ETFs can be purchased free of charge (via savings plan or one-time investment)
  • Moderate standard fees and lower order fees (from €4.48) with Instant Order via the app
Fee for 100 € ETF savings plan

1.25 €

View offer*
Broker rating: 3.4 of 5.0
Postbank

Kosten 30/30

Sparplan-Angebot 12/30

Sparplan-Modalitäten 26/40

Gesamtpunktzahl 68/100

tested by justETF
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 339
  • Full-service bank offering with outlets
  • No stock savings plans available
Fee for 100 € ETF savings plan

0.00 €

View offer*
Broker rating: 3.2 of 5.0
DKB

Kosten 19/30

Sparplan-Angebot 19/30

Sparplan-Modalitäten 25/40

Gesamtpunktzahl 63/100

tested by justETF
Sparplan-Kosten: 1.50 €
Depotgebühr: 0.00 €
Sparpläne: 1,965
Kostenlose Sparpläne: 469
  • Selected ETFs from Amundi, SPDR and Xtrackers can be purchased free of charge (via savings plan or one-time investment)
  • Custody account requires a DKB current account
Fee for 100 € ETF savings plan

1.50 €

View offer*
Broker rating: 3.0 of 5.0
maxblue

Kosten 24/30

Sparplan-Angebot 12/30

Sparplan-Modalitäten 23/40

Gesamtpunktzahl 59/100

tested by justETF
Sparplan-Kosten: 1.25 %
Depotgebühr: 0.00 €
Sparpläne: 359
Kostenlose Sparpläne: 338
  • Until end of 2025, all available ETF savings plans are free of charge up to a savings amount of 250 € (does not apply to ETC savings plans)
  • Different structure of savings plan offer compared to other brokers (separate custody accounts for savings plan and one-time investment)
Fee for 100 € ETF savings plan

1.25 €

View offer*
Broker rating: 2.9 of 5.0
1822direkt

Kosten 24/30

Sparplan-Angebot 14/30

Sparplan-Modalitäten 19/40

Gesamtpunktzahl 57/100

justETF geprüft
Sparplan-Kosten: 1.50 %
Depotgebühr: 0.00 €
Sparpläne: 1,161
Kostenlose Sparpläne: 186
  • Selected Amundi, Legal & General and Xtrackers ETFs can be purchased at a reduced fee of 3.90 €
Kosten für 100 € ETF-Sparplan

1.50 €

View offer*
Broker-Bewertung: 2,2 von 5,0
justTRADE

Kosten 30/30

Sparplan-Angebot 6/30

Sparplan-Modalitäten 7/40

Gesamtpunktzahl 43/100

justETF geprüft
Sparplan-Kosten: 0.00 €
Depotgebühr: 0.00 €
Sparpläne (alle kostenlos): 207
  • Possibility to trade cryptocurrencies (at a minimum spread of 0.30 %) and selected crypto ETNs
  • No stock savings plans available
Kosten für 100 € ETF-Sparplan

0.00 €

Zum Angebot*
Broker-Bewertung: 1,7 von 5,0
Targobank

Kosten 15/30

Sparplan-Angebot 3/30

Sparplan-Modalitäten 16/40

Gesamtpunktzahl 34/100

justETF geprüft
Sparplan-Kosten: 2.50 %
Depotgebühr: 0.00 €
Sparpläne: 110
  • Selected Amundi ETFs can be purchased without order fees (from 3,000 € order volume)
  • Withdrawal plans available
  • Fractional share trading not possible even for savings plans
Kosten für 100 € ETF-Sparplan

2.50 €

Zum Angebot*
— The data was last updated on 12 February 2026
— The sorting by test result is done in the following order: 1. test result (points) 2. fee per savings rate 3. number of ETF savings plans.
— In addition to the fees charged by online brokers, additional costs may apply. The stated fees are thus exclusive of standard market spreads, commissions, product costs and third-party fees.
— Please note: No guarantee can be given for the completeness, correctness and accuracy of the content listed. The information on the online brokers' homepages is decisive. Investments in securities involve risks.

* You want to open a securities account? If you use one of the affiliate links marked with an asterisk or the broker logos as a starting point, we will receive a commission. This is how we finance much of our free information offering. If you like our work, we appreciate your support!
** Important note: We are part of the Scalable Group since 2021 and are a wholly owned subsidiary of Scalable GmbH. In order to avoid conflicts of interest as far as possible, we have always applied neutral, objectively verifiable criteria to all comparisons, articles and tests, and attach great importance to YOU alone deciding how and with whom you invest. You can view these criteria in our .